房屋保险的種類-美國房地產專家-投資美國房產-加州地產經紀-YepengYang楊也芃
我家地產—美國房地產專家|加州金牌地產經紀|加州房地產信息網
       
美國房地產專家   简体 繁體
我家地產—美國房地產專家|加州金牌地產經紀|加州房地產信息網
我家地產 加州房源 美國買房 美國賣房 加州城市介紹 加州學區介紹 房地產投資管理 風水與住房 我家地產
加州房源搜索          


吳冠中作品

房屋保的種類

除非房,否则贷款公司一定要过户之前购买屋主保(Home Owner Insurance or Hazard Insurance)。这种主要保火灾房屋造成的失,所以有人叫(Fire Insurance)。其屋主保险还赔许多其原因房屋或财产造成的失,以及客人甚至路人生的意外。

 

居民屋主保有以下几,下面的“HO”是英文屋主(Home Owner)的缩写

HO-1基本(Basic):

由于火灾,雷,烟熏,灾,冰雹,劫,窃,爆炸,玻璃破碎,机或汽,暴骚动,以及故意破坏房屋造成的坏。基本险还人体受坏他人财产,律师费医药费,室内个财产,房屋坏后的住房花


HO-2(Broad):

在基本的基上加保由于电击,冰雪重,水管坏,天空落体,水器或空统断裂或坏,室漏水造成的坏。


HO-3全保(All Risk):

在基本的基上加保除战争,水灾,地震和地陷之外几乎所有的容。客人在室或室外生的意外,路人在室外生的意外。家里的狗咬人后赔偿医药费,甚至律师费


HO-4房客(Renter’s):

公寓房客室财产


HO-5(Comprehensive):

比全保的范更广,保


HO-6公寓(Condominium Coverage):

公寓屋主的元和室内个财产。客人或路人在室外的意外事故,火灾,窃,或漏水带来失。屋主一定要仔细阅读公寓章程来决定必须构买的保险费额


HO-7活(Mobile Home):

适用于活房屋主。


HO-8老房(Older Home):

老房子的市价格要低于重建价格。老房屋主以低于重建价格的市


另外有一(Dwelling Fire),

适用于非商用房的房。除火灾外,冰雪,暴和霉菌带来失。



   
美國房地產專家|加州房地產經紀|加州房地產資訊網|YepengYang楊也芃


remax

© 2010-2016   myhome.us.com   All rights reserved. 
   |   
本站鄭重聲明:本網站部份內容來自網絡媒體。所載文章、數據僅供參考,使用前請務必核實,風險自負。
The information on this website is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by Multi-Regional Multiple Listing Service, Inc. ("MRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and MRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional." Translations of this data have been provided as a guide only. Myhome.us.com, MRMLS, the listing broker or agent, or any other parties, make no representation as to the accuracy, veracity or usefulness of the translation. Actual sales prices are denominated in U.S. Dollars. Lot sizes, square footage and all other information concerning any property, as well as information concerning its availability for purchase, must be obtained directly from a licensed real estate broker or agent in the state where the property is located."